General Capital
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General Capital (GEN) investor relations material

General Capital Q2 2027 earnings summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
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Q2 2027 earnings summary28 Oct, 2026

Executive summary

  • Q1 FY27 net profit after tax was 579,239; capital ratio was 16.93% versus a 9% Trust Deed minimum, and liquidity was 4.99x versus a 1.25x minimum.

Financial highlights

  • At 30 September 2026, total assets were 307,852,016 and total liabilities were 278,954,655.

  • Quarterly net cash inflow from operating activities was 590,193; cash and cash equivalents were 47,821,530, with term deposits of 29,320,384.

Key financial ratios and metrics

  • Capital ratio was 16.93%; total capital of 26,447,300 against total exposures of 156,180,352.

  • Related-party exposures were 0.56% of capital, below the 10% Trust Deed limit and 15% regulatory maximum.

  • Liquidity cover ratio was 4.99x, above the 1.25x Trust Deed minimum; liquidity plus three-month expected loan receivables was 110,699,445 against expected gross deposit redemptions of 22,181,094.

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Frequently asked questions

General Capital Limited is a New Zealand-based financial services company specializing in property finance and investment management. The company provides lending solutions, including mortgage and property-backed loans, to individuals and businesses, focusing on real estate financing. Through its subsidiaries, General Capital also manages investment portfolios and offers deposit products to retail and wholesale clients. The company is headquartered in Auckland, New Zealand, and its shares are listed on the NZX.