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General Capital (GEN) investor relations material
General Capital Q2 2027 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Q1 FY27 net profit after tax was 579,239; capital ratio was 16.93% versus a 9% Trust Deed minimum, and liquidity was 4.99x versus a 1.25x minimum.
Financial highlights
At 30 September 2026, total assets were 307,852,016 and total liabilities were 278,954,655.
Quarterly net cash inflow from operating activities was 590,193; cash and cash equivalents were 47,821,530, with term deposits of 29,320,384.
Key financial ratios and metrics
Capital ratio was 16.93%; total capital of 26,447,300 against total exposures of 156,180,352.
Related-party exposures were 0.56% of capital, below the 10% Trust Deed limit and 15% regulatory maximum.
Liquidity cover ratio was 4.99x, above the 1.25x Trust Deed minimum; liquidity plus three-month expected loan receivables was 110,699,445 against expected gross deposit redemptions of 22,181,094.
- Revenue up 18% and steady NPAT, with a 40% payout ratio despite economic headwinds.GEN
H2 2026 - Assets rose 34% and profits increased, with key governance and regulatory updates discussed.GEN
AGM presentation 2025 - Revenue up 25% and net profit after tax up 17% year-over-year, reaching record highs.GEN
H2 2024 - Record revenue and profit growth, with increased dividends and asset strength in FY25.GEN
H2 2025 - Record asset growth and strong deposit and loan increases drive a 30% NPAT dividend payout.GEN
H1 2026 - Record profit, 39% revenue growth, and maiden dividend highlight a strong half-year.GEN
H1 2025 - Strong asset growth, profit increase, and share consolidation mark General Capital's year.GEN
AGM presentation 2024
Next General Capital earnings date
Next General Capital earnings date
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