GMO Financial Gate (4051) Q2 2026 earnings summary

Executive summary

• Revenue for Q2 FY2026 rose 16.2% YoY to ¥10.51bn, driven by strong recurring-model revenue, cashless platform adoption, and major commercial facility projects.

• Operating profit increased 12.8% YoY to ¥1.55bn, with recurring revenue growth offsetting a decline in software development sales.

• Ecosystem expansion accelerated, especially in life necessities and through integrations like Uber Direct.

• Profit attributable to owners of parent was ¥1.05bn, up 1.5% YoY.

• Acquired DX solution business for stores from TakeMe Co., Ltd., adding restaurant operation support and mobile order capabilities.

Financial highlights

• Q2 FY2026 revenue: ¥10.51bn (YoY +16.2%), operating profit: ¥1.55bn (YoY +12.8%), net profit attributable to owners: ¥1.05bn (YoY +1.5%).

• Recurring-model revenue grew 29.9% YoY to ¥5.22bn, now 49.7% of total revenue.

• Gross profit increased 7.1% YoY to ¥3.64bn.

• Basic earnings per share increased to ¥127.18 from ¥125.09 YoY.

• Dividend per share up 1.5% YoY to ¥1,049.

Outlook and guidance

• Full-year FY2026 guidance maintained: revenue ¥19.73bn (+10.1% YoY), operating profit ¥2.8bn (+25.5% YoY), profit attributable to owners ¥1.87bn (+14.6% YoY).

• Q2 progress at 53.3% for revenue and 55.7% for operating profit.

• Active ID growth expected to accelerate in 2H FY2026 as large commercial facility projects ramp up.

• Targeting 1 million active IDs and ¥10bn operating profit by FY2033.

• Continued focus on expanding the payment ecosystem and acquiring new merchants and alliance partners.