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GMO Financial Gate (4051) investor relations material
GMO Financial Gate Q4 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q4 2025 earnings summary14 Nov, 2025
Executive summary
Operating profit grew 45.6% year-over-year, driven by recurring revenue expansion, increased efficiency, and profitable development sales.
Revenue for FY2025 was ¥17.9bn, down 4.2% YoY, mainly due to a decline in initial terminal sales after a large project, despite strong recurring revenue and transaction volume growth.
Profit attributable to owners increased 61.0% YoY to ¥1.63bn.
Expansion in active IDs and merchant ecosystem in daily life necessities supported profit growth.
Launched "Digital Restaurant byGMO" and acquired TakeMe Co., Ltd.'s mobile order business for ¥130 million.
Financial highlights
Gross profit rose to ¥6.61bn (up 9.3% YoY); basic EPS increased to ¥197.49 from ¥121.99 YoY.
Operating profit: ¥2.23bn (up 45.6% YoY); profit attributable to owners: ¥1.63bn (up 61.0% YoY).
Cash and cash equivalents at period end were ¥4,257.3m, down from ¥5,060.5m.
Total assets decreased to ¥13,832.5m, while total equity increased to ¥6,494.3m.
Transaction volume: 1.05bn (up 41.4% YoY); GMV: ¥8.2tn (up 30.1% YoY).
Outlook and guidance
FY2026 revenue forecast: ¥19.73bn (up 10.1% YoY); operating profit forecast: ¥2.8bn (up 25.5% YoY); profit attributable to owners forecast: ¥1.87bn (up 14.6% YoY).
Dividend per share forecast: ¥125 for FY2026, up from ¥99 in FY2025.
Number of active terminals expected to reach 513K (up 17.1% YoY).
Growth expected from new service launches for major commercial facilities and recurring revenue expansion.
Continued focus on AI utilization and operational efficiency to drive profit growth.
What drove the significant operating profit increase?
Impact of terminal-less solutions on recurring revenue
Cash flow impact of dividend policy and buybacks
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Next GMO Financial Gate earnings date
Q1 202612 Feb, 2026
Next GMO Financial Gate earnings date
Q1 202612 Feb, 2026
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Frequently asked questions
GMO Financial Gate Inc., a subsidiary within the GMO Internet Group, specializes in providing comprehensive cashless payment solutions. It offers an array of services, including multi-payment terminals that support various payment methods, payment terminals integrated into self-checkout machines and unattended vending machines, as well as processing center solutions. The company is headquartered in Shibuya, Tokyo, and its shares are listed on the Tokyo Stock Exchange.
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