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GMO Financial Gate (4051) investor relations material
GMO Financial Gate Q3 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
Executive summary
Recurring revenue expanded steadily in Q3 FY2025, driving profit growth at all stages, while initial sales declined due to increased marketing of terminal-less payments in the SME segment.
Strategic acquisition of high-ARPU merchants in daily life necessities and a restaurant DX/mobile ordering business enhanced recurring revenue and OMO support.
Achieved highest "A" rating in CDP Supplier Engagement score, reflecting ESG progress.
Cashless payment transaction volume and GMV grew strongly, offsetting a fall in initial sales from payment terminals.
Net profit attributable to owners increased 44.5% YoY to ¥1,351 million, with basic EPS up to ¥163.48.
Financial highlights
Q3 FY2025 revenue: ¥13.19 billion (YoY -3.0%), operating profit: ¥1.81 billion (YoY +27.9%), profit attributable to owners: ¥1.35 billion (YoY +44.5%).
Recurring revenue: ¥6.42 billion (YoY +29.8%); initial revenue: ¥6.76 billion (YoY -21.7%).
Gross profit: ¥4.97 billion (YoY +18.1%), with cost of goods sold decreasing.
Transaction volume: 283.2 million (YoY +42.1%); GMV: ¥2.1 trillion (YoY +28.8%).
Total assets as of June 30, 2025: ¥12.58 billion; total equity: ¥6.22 billion.
Outlook and guidance
FY2025 operating profit forecast revised upward to ¥2.22 billion (+46.6% YoY), driven by recurring revenue and SG&A cost control.
Revenue forecast revised downward due to lower SME initial revenue from terminal-less payment marketing.
Dividend per share raised to ¥90, up ¥10 from previous guidance.
Targeting 1.2 million active IDs and ¥10 billion operating profit by 2033.
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