Grupo de Inversiones Suramericana (GRUPOSURA) Corporate presentation summary

Strategic platform and portfolio

• Financial platform spans 10 Latin American countries, with 77M+ clients, 63K+ employees, COP 30.2Tn revenue and 41K+ shareholders; client and employee counts are year-end 2025, revenue is 1Q26 LTM.

• Strategic simplification narrowed the portfolio to financial services; shares declined from 579.2M in 2021 to 327.7M in 2026, while intrinsic equity rose from COP 48,185 to COP 57,193.

• Invested capital allocation: Grupo Cibest 43%, SURA Asset Management 34% and Suramericana 23%; Colombia represents 61% of invested capital as of March 2026.

• Financial ecosystem links banking, savings and investment, and insurance to develop integrated, client-focused digital solutions.

Financial performance and 2028 ambitions

• Pro forma financial controlling net income reached COP 2.314Tn for 2026 LTM, with adjusted ROE of 13.8%; figures exclude specified non-recurring items and other adjustments.

• Pro forma net income per share was COP 7,061 for 2026 LTM, versus COP 7,092 in 2025; the slide cites a 21.2% CAGR across the period shown.

• 2028 ambitions: net income ~COP 3.3Tn, EPS ~COP 10,000, adjusted ROE ~15%, net debt below COP 5Tn and dividends per share ~COP 3,000; based on organic growth excluding extraordinary events.

• 2028 targets also include net debt/dividends of ~2x, versus 3.4x in 2026 LTM; dividends per share target rises from COP 2,000.

• Financial penetration remains low in Latin America: insurance premiums/GDP 3.2% vs. 7.3% globally, and private-sector credit/GDP 52% vs. 151%.

Operating businesses

• SURA Asset Management reported COP 808Tn AUM, 24M+ clients and 7K+ employees; invested capital in countries with a presence was 86% top-three as of March 2026.

• Suramericana operates in 7 Latin American countries, with 20M+ clients and COP 19.9Tn written premiums; voluntary business accounts for 81% of its model.

• Suramericana 2026 LTM premiums were COP 19.9Tn and controlling net income COP 774Bn; ROE was 12.4% and ROTE 15.0%.

• Grupo Cibest reported COP 389Tn assets, 33M+ clients and 33K+ employees; its transaction share in Colombia exceeded 80%.

• Grupo Cibest loan portfolio reached COP 262Tn and controlling net income COP 7.0Tn; reported ROE was 14.9%, ROA 1.7% and ROTE 15.1%.