Grupo de Inversiones Suramericana (GRUPOSURA) Corporate presentation summary

Strategic simplification

• 2024+ agenda centers on financial-services focus, profitability and value creation; the Nutresa divestment and Grupo Argos spin-off eliminated the cross-equity structure.

• Cross-equity unwind resulted in 100% free float; 327.7 million total shares and 41,113 shareholders as of July 2025.

• A simpler structure supported higher liquidity and market value, entry into global indices and stronger appeal to institutional investors.

• Shares traded at a 20%-38% discount to the spin-off project’s estimated value; implied P/BV moved from 0.5x in 2024 to over 0.7x in 2025.

Regional platform and portfolio

• Presence in 10 Latin American countries, 76.5 million customers and $7.0 billion in revenue on a 2Q25 LTM basis; revenue excludes equity-method contributions from Sociedad Portafolio and Grupo Argos.

• Core holdings include Suramericana, with $4.7 billion of premiums; SURA Asset Management, with $180 billion of AUM; and Grupo Cibest, with $92 billion of assets, all as of June 2025 or 2Q25 LTM as specified.

• Profit contribution: Colombia 63%, Chile and Mexico 12% each, Peru 6% and other markets 7%; by industry, banks 44%, asset management 31%, life 19% and non-life 6%.

• 90% of invested capital allocated to top-three market players; Latin American rankings include insurance group #4, pension fund #1 and bank #1 in Colombia.

Financial performance and capital

• Revenue reached $6,952 million versus $2,340 million in 2014, CAGR 10%; net income was $469 million versus $276 million, CAGR 5%. 2Q25 LTM figures exclude Grupo Argos.

• Net earnings per share reached $1.4 in 2025 LTM, CAGR 16.2% since 2019 and up 18.4% versus 2024 on the stated recurring basis.

• Dividends received grew 8x over 14 years, with 16.1% CAGR; 2025E receipts of $529 million included 94% from financial businesses.

• 2Q25 ROE was 11.7% and ROTE 27.2%; capital priorities include profitable growth, regional footprint optimization and disciplined investment management.