Grupo Financiero Inbursa (GFINBUR O) Q1 2025 earnings summary

Executive summary

• Consolidated net income for Q1 2025 reached 7,904 million pesos, with 7,839 million attributable to the controlling interest.

• Total assets as of March 31, 2025, were 829,523 million pesos, with total equity of 266,418 million pesos.

• The financial position reflects strong liquidity, with 27,360 million pesos in cash and equivalents at quarter-end.

Financial highlights

• Net interest income for Q1 2025 was 12,507 million pesos, with a net financial margin of 11,112 million pesos after provisions.

• Net insurance premiums earned were 7,018 million pesos, with a net increase in technical reserves of 1,514 million pesos.

• Operating result before taxes was 10,849 million pesos; after taxes, net income stood at 7,904 million pesos.

• Total credit portfolio (net) was 493,394 million pesos, with a preventive credit risk provision of 11,426 million pesos.

• Cash flow from operations for Q1 2025 was 8,175 million pesos; cash and equivalents decreased from 28,304 to 27,360 million pesos.

Capital allocation and financing

• Total contributed capital at quarter-end was 13,944 million pesos, with retained earnings of 234,983 million pesos.

• No new capital contributions or dividend decrees were recorded during the quarter.

• Net cash used in financing activities was 944 million pesos, with no new share issuances or significant debt increases.