)
Grupo Financiero Inbursa (GFINBUR O) investor relations material
Grupo Financiero Inbursa Q2 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Net income for 2Q26 was 5,971 million pesos, down 19.1% QoQ and 29.3% YoY, mainly due to higher loan loss provisions, lower market-related income, and slightly lower net insurance revenues, partially offset by improved financial margin and cost discipline.
Lending business showed resilience with continued loan growth and a funding structure based on customer deposits, despite a 25% decline in average reference rates.
S&P upgraded the bank's credit profile to BBB+ due to strong capitalization, consistent earnings, and resilient asset quality.
Financial highlights
Financial margin increased 7.6% QoQ and 2.4% YoY to 12,407 million pesos.
Total loan portfolio reached 542,651 million pesos, up 2.4% QoQ and 8.6% YoY, with growth in both commercial and consumer segments.
Retail deposits totaled 422,721 million pesos, stable QoQ and up 5.1% YoY.
Efficiency ratio improved to 17.6%, among the best in the Mexican banking sector.
CET1 ratio at 23.19% and LCR at 236.3%, indicating robust solvency and liquidity.
Outlook and guidance
As benchmark rates stabilize, the negative impact on financial margin is expected to lessen.
Loan growth and digitalization are expected to support future expansion.
- Net income fell 9.1% year-over-year, but loan growth and capital strength remain robust.GFINBUR O
Q4 2025 - Net income up QoQ, cost of risk elevated, digitalization drives efficiency, capital strong.GFINBUR O
Q1 2026 - Net income fell 5.6% year-over-year, but capital and digital growth remain strong.GFINBUR O
Q3 2025 - Net income up 5.8% YoY, strong loan growth, high digitalization, and robust capital ratios.GFINBUR O
Q2 2025 - Net income surged 22.5% year-over-year, fueled by loan growth and digital transformation.GFINBUR O
Q3 2024 - Net income up 16% year-over-year, with strong loan growth and robust capital ratios.GFINBUR O
Q2 2024 - Q1 2025 net income reached 7,904 million pesos, reflecting strong financial performance.GFINBUR O
Q1 2025 - Net income up 11.2% YoY, loan portfolio up 36.4%, CET1 at 22.69%.GFINBUR O
Q4 2024
Next Grupo Financiero Inbursa earnings date
Next Grupo Financiero Inbursa earnings date
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
Frequently asked questions
Explore our global coverage
)
)