)
Edge6 Mar 2026
Upvoted: The Story of Reddit
How Reddit built a unique platform around communities and conversation, turning human insight and intent into a distinctive business model.
Grupo Financiero Inbursa
Grupo Financiero Inbursa (GFINBUR O) investor relations material
Grupo Financiero Inbursa Q4 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q4 2025 earnings summary3 Feb, 2026
Executive summary
Net income for 2025 was $31,323 million, down 9.1% year-over-year, mainly due to non-recurring factors, despite solid operational performance.
Financial margin increased 4.4% year-over-year, driven by higher average loan portfolio and resilient credit risk costs.
Total loan portfolio grew 4.5% year-over-year, with commercial and consumer loans both contributing to the increase.
Retail loans rose 13.9% year-over-year, with credit cards up 6.0% and auto loans up 11.7%.
Capitalization ratio stood at 23.6% at year-end, well above regulatory minimums.
Financial highlights
Net income: $31,323 million in 2025 vs. $34,464 million in 2024 (-9.1% YoY).
Financial margin: $49,399 million in 2025 vs. $47,295 million in 2024 (+4.4% YoY).
Total loan portfolio: $516,158 million in 2025 vs. $493,911 million in 2024 (+4.5% YoY).
Operating efficiency: 17.4% at year-end 2025.
Equity: $282,460 million in 2025, up 8.1% year-over-year.
Outlook and guidance
Credit portfolio quality remains resilient, with a non-performing loan ratio of 1.50%.
The company expects continued solid liquidity and solvency, with a capitalization ratio well above regulatory requirements.
Quantify non-recurring impact on 2025 net income?
What was the net asset impact of Afore transfers in 2024?
Consumer credit deterioration vs. portfolio resilience
Partial view of Summaries dataset, powered by Quartr API
AI can get things wrong. Verify important information.Research faster. Power your platform.
Next Grupo Financiero Inbursa earnings date
Q1 202624 Apr, 2026
Grupo Financiero Inbursa
Next Grupo Financiero Inbursa earnings date
Q1 202624 Apr, 2026
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
Grupo Financiero Inbursa S.A.B. de C.V. is a Mexico-based financial services holding company engaged in banking, insurance, investment, and asset management activities. The company offers a wide range of financial products and services, including personal and commercial loans, savings and checking accounts, insurance policies, mutual funds, and retirement plans. It serves individuals, businesses, and institutional clients through a network of branches and digital platforms. The company also operates in brokerage and leasing services. Grupo Financiero Inbursa S.A.B. de C.V. is headquartered in Mexico City, Mexico, and its shares are listed on the BMV.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage