Hawthorn Bancshares (HWBK) Registration Filing summary

Company overview and business model

• Operates as a Missouri-based bank holding company, owning Hawthorn Bank and other subsidiaries, providing full-service banking and trust services in several Missouri communities, including Jefferson City, Columbia, and the Kansas City area.

• Offers a broad range of financial products: checking/savings accounts, internet banking, debit cards, CDs, trust and brokerage services, and various lending products.

• Incorporated in 1992, became a financial holding company in 2001, and focuses on community banking.

Financial performance and metrics

• Incorporates by reference audited financial statements for the year ended December 31, 2024, and quarterly results for Q1 2025.

• Financial statements audited by Forvis Mazars, LLP, with prior years audited by KPMG LLP.

Use of proceeds and capital allocation

• Net proceeds from securities sales will be used for general corporate purposes, with specific uses detailed in future prospectus supplements.