Hawthorn Bancshares (HWBK) Registration Filing summary

Company overview and business model

• Operates as a Missouri-based bank holding company, primarily owning Hawthorn Bank and other subsidiaries.

• Provides full-service banking and trust services in several Missouri communities and the Kansas City area.

• Offers a range of products including checking, savings, internet banking, loans, trust, and brokerage services.

Financial performance and metrics

• Incorporates by reference audited financials for the year ended December 31, 2024, and quarterly results for March 31, 2025.

• Financial statements audited by Forvis Mazars, LLP, with prior years audited by KPMG LLP.

Use of proceeds and capital allocation

• Net proceeds from securities sales will be used for purposes specified in each prospectus supplement, potentially including general corporate purposes.