HUB24 (HUB) Investor Day 2025 summary

Strategic vision and market positioning

• Focus on transforming the wealth management industry through integrated platform, technology, and data solutions, leveraging an open architecture and ecosystem approach, including HUB24, Class, NowInfinity, and myprosperity.

• Emphasis on collaboration with advisors, accountants, and technology partners to deliver best-of-breed solutions and meet evolving regulatory and client needs.

• Positioned as a market leader with strong advocacy, awards, and record net inflows, expanding across high-net-worth, mass affluent, and mass market segments, with significant opportunity to increase market share from current ~9%.

• Actively investing in technology, automation, and infrastructure to scale operations and capture growth opportunities, especially as industry dynamics shift.

• Expanding addressable markets beyond traditional platforms to SMSFs, non-custodial assets, and institutional clients.

Financial performance and guidance

• Group revenue reached AUD 406 million in FY25, with a 38% CAGR over four years; underlying EBITDA grew to AUD 162 million, with a margin of 39.9%.

• Platform FUA reached AUD 122 billion as of September 2025, with record net inflows and continued strong momentum into FY26; FY27 FUA guidance remains at AUD 148–162 billion.

• Q1 FY26 saw AUD 5.2 billion in net inflows and 8% quarterly FUA growth, with strong adviser and client growth across all businesses.

• Operating expense growth for FY26 updated to 18–20%, reflecting accelerated investment in growth and strategy, but EBITDA margins are still expected to improve year-on-year.

• Strong balance sheet with AUD 85 million net cash and disciplined capital management; dividend and EPS CAGR of over 50% in the past four years.

Product and technology innovation

• Launched new products such as HUB24 Discover (AUD 2B FUA), Private Invest for wholesale clients, and a partnership with TAL for a lifetime retirement solution, with further developments in progress.

• myHUB ecosystem integrates HUB24, CLASS, Infinity, and myProsperity, enabling single-login access, data-driven insights, and AI-powered productivity tools for advisors and accountants; myhub ecosystem under development, targeting launch in FY27.

• Engage reporting tool and AI-driven document management enhance efficiency, compliance, and client engagement across the ecosystem.

• Ongoing investment in AI, machine learning, and automation to drive productivity, reduce manual processes, and deliver new client-facing features, including Intelligent Assistant and SMSF financial reporting in beta.

• Focus on responsible data use, security, and customer control, underpinned by structured cyber frameworks and AI governance.