Jack Henry & Associates (JKHY) Goldman Sachs Communacopia + Technology Conference 2026 summary

Strategic priorities and recent performance

• Achieved 7% non-GAAP revenue growth, 58 core wins, and over 90 basis points of margin expansion in the past year.

• Focused on moving upmarket with larger institutions, resulting in 45 multi-billion-dollar wins over three years.

• SMB strategy expanded, with over 900 institutions live on Tap2Local and 150 on Rapid Transfers.

• Built nearly 30 public cloud native, API-first platform components, supporting upmarket growth.

• Execution and delivery on strategic initiatives remain a core differentiator.

Investor Day outlook and forward guidance

• Will preview 2028 and 2029 top-line outlooks, a first for the company.

• 2027 expected to mirror 2026, with step-up growth anticipated in 2028 and 2029.

• Live demos will showcase technology progress and innovation since the last Investor Day.

Core wins, backlog, and product adoption

• Core wins expected to rise from 58 to 65, with a 12–24 month lag before revenue impact due to contract terms and training.

• AI accelerates data conversion, especially in internal mergers, but not contract or training timelines.

• About 100 clients have adopted new platform components, driving opportunities with larger institutions.