Jio Financial Services (JIOFIN) Q4 24/25 earnings summary

Executive summary

• Achieved strong growth in FY2025, with consolidated profit after tax at INR 1,613 crore, up slightly from INR 1,605 crore in FY2024.

• Assets under management (AUM) surged to INR 10,053 crore as of March 31, 2025, from INR 173 crore a year earlier.

• Expanded digital and physical distribution, including the Jio Finance app launch, presence in 10 Tier-1 cities, and 8 million monthly active users by March 2025.

• Diversified offerings across lending, payments, insurance, and investments, targeting mass-affluent and above segments.

• Board recommended a dividend of INR 0.5 per equity share for FY2025.

Financial highlights

• Consolidated total income for FY2025 increased to INR 2,079 crore from INR 1,855 crore in FY2024.

• Pre-provision operating profit for FY2025 was INR 1,594 crore, up from INR 1,530 crore in FY2024.

• Standalone profit after tax for FY2025 was INR 549 crore, up from INR 383 crore in FY2024.

• Consolidated net worth as of March 31, 2025, was INR 1,23,497 crore; total assets at INR 1,33,510 crore.

• Basic and diluted EPS for FY2025 stood at INR 2.54, compared to INR 2.53 in FY2024.

Outlook and guidance

• Focus remains on scaling business, optimizing product stack, and delivering world-class digital experiences.

• Continued disciplined execution and robust governance to drive sustainable growth.

• Awaiting regulatory approvals for AMC, wealth, and broking businesses, with unified investment platform ready for launch.

• Received RBI approval to be classified as a Non-Deposit Taking Systemically Important Core Investment Company (CIC-ND-SI) effective July 9, 2024.