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Jio Financial Services (JIOFIN) investor relations material
Jio Financial Services Q2 26/27 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Q2 FY27 income excluding dividend rose 132% YoY to INR 1,699 crore; ex-dividend PPOP increased 85% to INR 574 crore and ex-dividend PBT rose 51% to INR 489 crore.
Lending, payments, investing and insurance expanded through digital distribution, AI-led operations and partnerships; digital properties reached 3.2 crore unique users and channels covered 19,000+ PIN codes.
Consolidated shareholders’ equity was INR 1.3 lakh crore as of September 30, 2026, supporting growth-stage and nascent businesses.
Financial highlights
Q2 consolidated income excluding dividend increased 132% YoY and 14% QoQ to INR 1,699 crore; H1 rose 136% YoY to INR 3,195 crore.
Q2 PPOP was INR 574 crore, up 85% YoY; H1 PPOP reached INR 1,079 crore, up 60% YoY.
Q2 ex-dividend PBT was INR 489.46 crore, up 51% YoY; reported PAT was INR 340.44 crore. H1 reported PAT was INR 1,170.69 crore, up 15% YoY.
H1 reported revenue from operations was INR 3,703.75 crore and PBT was INR 1,459.14 crore; ex-dividend PBT was INR 951 crore, up 33% YoY.
Q2 interest income grew 221% YoY to INR 1,258 crore and fee and commission income nearly doubled to INR 277 crore; total expenses rose 166% to INR 1,125 crore.
Outlook and guidance
JioBlackRock’s GIFT City entity planned to launch the Advantage World Equity Fund (IFSC) in Q3 FY27, subject to the regulatory process.
JioFinance+ launched for a closed user group in October 2026; JioFinance360 was slated for launch shortly.
Jio Allianz General Insurance was in advanced regulatory approvals; a proposed Life Insurance JV remained under a non-binding agreement.
Investment plans include incubating early-stage ventures and providing support capital to businesses scaling their operations.
- Rapid growth driven by digital innovation, global partnerships, and financial inclusion.JIOFIN
AGM 2026 presentation - Q1 FY27 income up 141% YoY and PAT up 156%, driven by lending and digital expansion.JIOFIN
Q1 26/27 - FY 2026 delivered 78% income growth, digital innovation, and a ₹0.60 dividend proposal.JIOFIN
Q4 25/26 - Q3 FY26 profit hit INR 269 crore as lending, payments, and insurance segments expanded.JIOFIN
Q3 25/26 - Q1 FY26 income up 48% YoY, profit strong, with major growth and key bank acquisition.JIOFIN
Q1 25/26 - Q2 profit after tax hit INR 689 crores, driven by digital growth and regulatory milestones.JIOFIN
Q2 24/25 - Q1 FY25 PAT reached ₹313 crore as digital launches and regulatory milestones fueled growth.JIOFIN
Q1 24/25 - Profit after tax reached INR 1,613 crore in FY2025, with AUM surging to INR 10,053 crore.JIOFIN
Q4 24/25 - Q3 FY25 profit hit ₹295 crore as NBFC AUM and digital user base surged; BlackRock JVs advanced.JIOFIN
Q3 24/25
Next Jio Financial Services earnings date
Next Jio Financial Services earnings date
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