Kyoto Financial Group (5844) Q1 2025 earnings summary

Executive summary

• Ordinary income for Q1 FY2025 was ¥47,703 million, with ordinary profit at ¥23,137 million and net income attributable to owners of parent at ¥16,939 million.

• Comprehensive income for the quarter reached ¥30,780 million, reflecting strong performance in securities valuation.

Financial highlights

• Total assets increased by ¥190.6 billion from the previous fiscal year-end to ¥11,767.2 billion.

• Net assets rose by ¥20.5 billion to ¥1,161.6 billion.

• Loans and bills discounted grew by ¥107.9 billion to ¥6,825.4 billion; securities increased by ¥133.0 billion to ¥3,469.5 billion.

• Net income per share for the quarter was ¥57.98.

Outlook and guidance

• Full-year FY2025 forecast: ordinary income ¥152,400 million (+10.6% YoY), ordinary profit ¥46,200 million (+6.0% YoY), net income attributable to owners of parent ¥33,000 million (+4.5% YoY), and net income per share ¥112.95.

• Interim dividend forecast for FY2025 is ¥30.00 per share, with a full-year forecast of ¥60.00 per share.