)
Kyoto Financial Group (5844) investor relations material
Kyoto Financial Group Q1 2027 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Ordinary income rose by ¥12.1 billion year-over-year to ¥64.9 billion, driven by higher interest on loans and bills discounted.
Ordinary profit increased by ¥10.2 billion year-over-year to ¥27.8 billion, and net income attributable to owners of parent rose by ¥7.3 billion to ¥20.3 billion.
Core gross banking profit grew by ¥7.8 billion year-over-year to ¥43.9 billion, mainly from higher net interest income and fees.
Financial highlights
Net income per share for the quarter was ¥71.50, up from ¥45.12 year-over-year.
Comprehensive income reached ¥295.2 billion, a 76.4% increase year-over-year.
Total assets stood at ¥11,816.7 billion, down ¥8.9 billion from the previous fiscal year-end.
Net assets increased by ¥247.1 billion to ¥1,383.4 billion compared to March 31, 2026.
Equity-to-asset ratio improved to 11.7% from 9.6% at the previous fiscal year-end.
Outlook and guidance
Full-year forecast for net income attributable to owners of parent is ¥52.0 billion, down 46.2% year-over-year.
No changes to the previously announced earnings forecast for the fiscal year ending March 2027.
Dividend forecast for the year ending March 2027 is ¥180 per share, with ¥50 at the second quarter and ¥55 at year-end.
- Record interim profit and upwardly revised full-year outlook, with leasing business expansion.5844
Q2 2025 - Q1 FY2025 saw robust profit growth and a strategic acquisition to expand leasing operations.5844
Q1 2025 - Record profits and robust asset growth set the stage for higher dividends in FY2025.5844
Q4 2025 - Ordinary income and profit increased, with leasing business expansion and steady earnings outlook.5844
Q3 2025 - Profit declined despite higher income, with a major M&A advisory business spin-off completed.5844
Q1 2026 - Record interim profit and net income prompt upward revision of full-year forecast and dividends.5844
Q2 2026 - Record-high profits driven by interest income and equity gains, with strong FY2026 outlook.5844
Q4 2026 - Strong profit growth and asset quality, with robust outlook and stable dividend forecast.5844
Q3 2026
Next Kyoto Financial Group earnings date
Next Kyoto Financial Group earnings date
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
)
)
)
Frequently asked questions
Explore our global coverage