Lendinvest (LINV) H2 2026 TU earnings summary

Executive summary

• Achieved record lending volumes in H2 FY26, with momentum accelerating through Q4 and March 2026.

• Transitioned to a capital-light model, supporting efficient and consistent earnings growth.

• Entering FY27 with the largest lending pipeline to date and strong funding commitments.

Financial highlights

• Total FY26 originations reached £1,437m, with H2 originations of £774m and Q4 originations of £415m.

• Record monthly originations of £196m in March 2026.

• Buy-to-Let originations totaled £917m in FY26, with a record month in March.

• Short Term Mortgages saw record offers of £113m in Q4.

• FY26 performance expected to be in line with market expectations, despite one-off costs from the fifth listed bond issuance.

Outlook and guidance

• Strong lending pipeline and committed funding provide a stable platform for FY27.

• Focus remains on disciplined origination, pricing, and cost control amid macroeconomic uncertainty.

• Positioned for continued growth in assets and income, with an emphasis on medium-term profitability.

• FY26 audited results expected in July 2026.