)
Visual21 Nov 2025
Data center suppliers
Lendinvest (LINV) investor relations material
Lendinvest H2 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.H2 2025 earnings summary21 Jul, 2025
Executive summary
Achieved a transformative year with a return to profitability, delivering H2 profit before tax of £0.5m, a 117% increase in EBITDA to £3.2m, and a 96% reduction in loss before tax to £1.2m.
Lending volumes grew 39% year-over-year to £1.23bn, with mortgages division lending up 62%.
Shifted to a capital-light, technology-driven model, with 79% of platform AUM managed for third parties and AUM up 16% to £3.23bn.
Embedded structural cost efficiencies, reducing operating costs by 22% and staff costs by £4.6m.
Net fee income rose 48% to £22m, and net interest income nearly doubled to £15.7m.
Financial highlights
Net interest income nearly doubled to £15.7m, and net fee income rose 48% in H2 to £22m.
Loss before tax reduced 96% to £1.2m; adjusted EBITDA improved by £22.1m year-over-year.
Administrative expenses down 14% to £36.3m; impairment charges fell 58% to £3.5m.
Net assets increased 16% to £64.4m; loans and advances rose 47% to £694m.
Cash and equivalents at year-end were £68.2m, up 22%.
Outlook and guidance
FY26 priorities: disciplined execution, operating efficiency, and profit growth in line with market expectations.
Medium-term ambition to double lending volumes and AUM, focusing on existing and adjacent products.
Lean cost base and automation to support operating leverage; no significant headcount increases planned.
Dividend payments to resume once profitability and balance sheet recovery are secured.
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next Lendinvest earnings date
H1 20268 Dec, 2025
Next Lendinvest earnings date
H1 20268 Dec, 2025
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
LendInvest plc operates a property finance platform in the UK, offering a range of mortgage products. The company provides buy-to-let mortgages to landlords, short-term bridging loans, and structured finance for property developers. It operates through two main divisions: LendInvest Mortgages, which serves landlords and homeowners, and LendInvest Capital, focused on development finance and institutional funding. LendInvest also provides investment opportunities for both individual and institutional investors through products like secured bonds and co-investment platforms. The company is headquartered in London, United Kingdom, and its shares are listed on the London Stock Exchange.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage