Lojas Quero-Quero (LJQQ3) Investor presentation summary

Business model and scale

• 578 stores as of Sep 2026; 167 new stores opened in the prior 5 years; 8.4k+ employees.

• LTM 3Q26 gross revenue, net of returns, was R$3,347m; mix was 68% retail, 29% financial services and 3% card revenues.

• Retail focuses on building materials, with complementary appliance and furniture sales; VerdeCard financed 54% of in-store purchases.

• Revenue CAGR was 14% and EBITDA CAGR 8% from 2017 to 2025.

Expansion and market opportunity

• Store count rose 121% from 261 in 2017 to 578 in 2026; 97% of stores are in cities with fewer than 300k residents.

• Footprint covered 497 cities, with mapped potential to expand into 419 additional cities, reaching 900+ cities.

• Three distribution centers in Santo Cristo, Sapiranga and Corbélia provide more than 85k m² of storage; delivery frequency is at least twice weekly to the smallest countryside stores.

• Store formats evolved through three Mais Construção phases, adding broader building-material ranges, project design and specialized sales and customization services.

Digital financial platform

• VerdeCard had 4.3m+ cards issued, 737k+ active cards LTM and R$4.1bn LTM TPV; 30% of TPV was at stores.

• The platform includes payments by QR code, Pix accounts, virtual cards, free transfers, in-store cash withdrawals and access to credit and personal-loan products.

• Infinite Stores added 17k+ SKUs, bringing the available mix to 25k+; the format was fully implemented from Feb 2022.