Mapfre (MAP) Investor presentation summary

Company profile and strategy

• Operates in 37 countries with over 30,000 employees, 132,000 providers, and 4,500 branches.

• Vision centers on supporting clients and fostering a sustainable, supportive society.

• Values include solvency, innovation, service excellence, integrity, and diversity.

• Became a multinational in the 1970s, expanded in Latin America, Asia, and joined IBEX35.

• Fundación Mapfre, a non-profit, is the main shareholder, reflecting a strong social commitment.

Business model and market position

• Holds top positions in Europe, Latin America, Spain, and Massachusetts (USA) across multiple insurance lines.

• 80% of premiums are Non-Life, with significant contributions from reinsurance and motor segments.

• Highly diversified by business unit and geography, with Iberia and Brazil as key markets.

• Stable shareholder structure with Fundación Mapfre holding 69.7%.

Financial performance and shareholder returns

• 2025 dividend increased to €0.18 per share, with a payout ratio of 51.4% and a 4.6% yield.

• Strong cash remittances from subsidiaries, totaling €904 million in 2025, up 28.8%.

• Strategic plan 2024-2026 focuses on growth, profitability, efficiency, and sustainability.