Meezan Bank (MEBL) Q3 2026 earnings summary
Event summary combining transcript, slides, and related documents.
Q3 2026 earnings summary
22 Oct, 2026Executive summary
Consolidated 9M 2026 profit after tax was Rs 74,654,533 thousand, up from Rs 70,522,225 thousand in 9M 2025; Q3 profit after tax was Rs 26,013,394 thousand versus Rs 23,381,863 thousand.
Consolidated 9M total income reached Rs 233,806,317 thousand, compared with Rs 218,450,239 thousand in 9M 2025.
Financial highlights
Consolidated 9M net profit/return was Rs 197,715,008 thousand versus Rs 188,212,275 thousand; Q3 was Rs 68,919,197 thousand versus Rs 62,471,437 thousand.
Consolidated 9M profit before tax was Rs 157,831,719 thousand versus Rs 152,706,433 thousand; Q3 was Rs 54,576,122 thousand versus Rs 48,379,706 thousand.
Consolidated 9M operating expenses were Rs 72,119,744 thousand versus Rs 61,899,172 thousand; Q3 expenses were Rs 26,842,871 thousand versus Rs 26,992,763 thousand.
Key financial ratios and metrics
Consolidated basic EPS was Rs 41.02 for 9M 2026 versus Rs 38.59 in 9M 2025; diluted EPS was Rs 40.78 versus Rs 38.36.
At September 30, 2026, consolidated total assets were Rs 5,407,832,604 thousand and deposits were Rs 3,934,538,926 thousand, versus Rs 4,819,935,454 thousand and Rs 3,302,337,407 thousand at December 31, 2025.
Consolidated net assets were Rs 306,036,744 thousand at September 30, 2026, compared with Rs 288,198,065 thousand at December 31, 2025.
Latest events from Meezan Bank
- Profit after tax up 6% to Rs.48.9B, with strong deposit growth and robust capital ratios.MEBL
Q2 2026 - PAT up 6% to Rs 23.4bn, ROE at 34%, interim dividend Rs 7.50, strong digital and deposit growth.MEBL
Q1 2026 - PAT down 12% YoY, assets up 23%, ROE at 33.8%, and 280% cash dividend paid.MEBL
Q4 2025 - PAT down 13% YoY to Rs 67.2bn; assets, deposits, investments, and CAR saw strong growth.MEBL
Q3 2025 - Profit after tax up 59% YoY to Rs 51.8 billion, with strong digital and asset growth.MEBL
Q2 2024 - Profit after tax rose 20% to Rs 101.5 billion, with strong digital and asset growth.MEBL
Q4 2024 - Profit after tax surged 34% year-over-year, driven by robust digital and deposit growth.MEBL
Q3 2024 - Profit dropped 12% YoY, but assets, deposits, and digital usage saw robust growth.MEBL
Q1 2025