Nordnet (SAVE) Company Presentation summary

Market position and growth

• Holds #1 market share among online platforms in the Nordics, with leading NPS in Denmark, Finland, and Norway, and #2 in Sweden.

• Serves 2.23 million customers across four Nordic countries, managing SEK 1,064bn in savings capital as of June 2025.

• Achieved strong customer and savings capital growth, with a 17% CAGR in customers and 22% CAGR in savings capital since 2004.

• Maintains high customer and capital retention rates, with 98% customer and 92% capital retention in 2024.

• Embedded growth potential as younger customers accumulate and inherit wealth, supporting future expansion.

Strategic focus and business model

• Focuses on savings and investments for individuals in the Nordics and Germany, distributed digitally.

• Caters to savers, investors, and traders, with tailored offerings for each segment.

• Operates as a one-stop shop, offering securities brokerage, funds, pensions, margin lending, mortgages, and savings accounts.

• Pursues growth through new customers, net savings, product penetration, new launches, and geographic expansion.

• Expanding into Germany in H2 2026, doubling the addressable market and leveraging existing infrastructure.

Technology, user experience, and innovation

• Delivers best-in-class digital channels, with 75% of users primarily on the app and 22% on web.

• Cloud-powered platform enables rapid innovation, scalability, and 99.9% availability.

• Releases software at high frequency, with 47,000 deploys in 2024 and empowered product teams.

• Integrates AI and data-driven development for personalized experiences and operational efficiency.

• Social investing community Shareville has 450k+ users, boosting engagement and trading activity.