Nordnet (SAVE) Company presentation summary

Market position and growth

• Holds #1 market share among online platforms in the Nordics, with leading NPS in Denmark, Finland, and Norway, and #2 in Sweden.

• Customer base reached 2.43 million across four Nordic countries as of March 2026, with SEK 1,214bn in savings capital.

• Revenue grew at a 16% CAGR from 2022 to LTM 1Q26, reaching SEK 5,477m.

• Customer and savings capital retention rates are above 97%, supporting sustainable growth.

• Embedded growth potential as younger customers accumulate and inherit wealth.

Strategic focus and expansion

• Focused on savings and investments for individuals in the Nordics and Germany, distributed digitally.

• Launching operations in Germany in H2 2026, doubling the addressable market and leveraging existing infrastructure.

• Maintains a one-stop shop model, offering brokerage, funds, pensions, margin lending, mortgages, and savings accounts.

• Plans to grow within the Saver segment and maintain dominance in the Investor segment.

• Strategic ambitions include capturing Nordic and German growth, stable cost levels, and sustainable business practices.

Technology and customer experience

• Operates a scalable, cloud-powered tech platform with 99.9% availability and rapid release cadence (50,400 deploys in 2025).

• 76% of users primarily use the app, with 472k daily active app users and 85k on web.

• Social investing community (Nordnet Social) has over 523k active users, driving higher engagement and trading activity.

• Automated customer journeys and data-driven development enhance UX and customer satisfaction.

• Vision to become an AI-first company by 2030, with AI integrated into products, processes, and strategy.