Oregon Bancorp (ORBN) Q2 2026 earnings summary

Executive summary

• Q2 2026 net income was $604K, or $0.24/share, versus $431K, or $0.17/share, in Q1 2026; quarterly ROAA was 0.5% and ROAE was 3.2%.

• H1 2026 net income was $1.035M, or $0.41/share, versus $1.239M, or $0.50/share, in H1 2025.

Financial highlights

• Q2 net interest income was $4.325M versus $4.040M YoY; net interest income after credit-loss provision was $4.234M versus $4.161M.

• Q2 noninterest income was $360K versus $2.504M YoY; noninterest expense was $3.814M versus $5.753M.

• H1 provision for credit losses was a $121K benefit versus a $113K provision in H1 2025.

Outlook and guidance

• Remaining Mortgage Banking Department operating expenses are expected to largely subside, supporting stronger core earnings in periods ahead.