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Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
Oregon Bancorp
Oregon Bancorp (ORBN) investor relations material
Oregon Bancorp Q2 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q2 2026 earnings summary17 Jul, 2026
Executive summary
Q2 2026 net income was $604K, or $0.24/share, versus $431K, or $0.17/share, in Q1 2026; quarterly ROAA was 0.5% and ROAE was 3.2%.
H1 2026 net income was $1.035M, or $0.41/share, versus $1.239M, or $0.50/share, in H1 2025.
Financial highlights
Q2 net interest income was $4.325M versus $4.040M YoY; net interest income after credit-loss provision was $4.234M versus $4.161M.
Q2 noninterest income was $360K versus $2.504M YoY; noninterest expense was $3.814M versus $5.753M.
H1 provision for credit losses was a $121K benefit versus a $113K provision in H1 2025.
Outlook and guidance
Remaining Mortgage Banking Department operating expenses are expected to largely subside, supporting stronger core earnings in periods ahead.
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Latest events from Oregon Bancorp
- Q1 earnings declined, while deposits grew and NIM held at 3.5%.ORBN
Q1 2025 - Q2 earnings improved QoQ as mortgage volume rose, despite lower assets and deposits.ORBNQ2 2025
- Q3 earnings improved QoQ as NIM rose, while mortgage volume remained pressured.ORBNQ3 2025
- Higher margins and rate-cut-driven lending momentum frame the 2026 growth outlook.ORBNQ4 2025
- Net interest margin improved to 4.0% as Mortgage Banking wind-down pressured earnings.ORBNQ1 2026
Next Oregon Bancorp earnings date
Q3 202626 Oct, 2026
Oregon Bancorp
Next Oregon Bancorp earnings date
Q3 202626 Oct, 2026
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@theshortbearx.com
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