Oregon Bancorp (ORBN) Q2 2026 earnings summary

Executive summary

• Net income for Q2 2026 was $2.8 million, or $0.38 per diluted share, up from $2.4 million ($0.33 per share) in Q1 2026.

• Net interest margin expanded to 4.19% from 4.13% in the prior quarter.

• Quarterly loan growth reached $11.1 million, driven by strong production and limited payoffs.

• Leadership transition: Amber White appointed President/CEO effective July 1, 2026, as Ron Green retires and becomes Executive Advisor and Board Member.

Financial highlights

• Interest income for Q2 2026 was $10.53 million; net interest income was $8.15 million.

• Noninterest income increased to $2.23 million, with trust fee income rising by $141 thousand.

• Noninterest expense decreased to $6.66 million, mainly due to lower salaries and payroll taxes.

• Return on average assets improved to 1.36% from 1.18% in Q1 2026.

• Book value per share rose to $11.50 at quarter end.

Outlook and guidance

• Continued focus on relationship banking, responsible growth, and community service.

• Anticipates ongoing growth in trust services and noninterest income throughout 2026.