Parke Bancorp (PKBK) Q3 2026 earnings summary

Executive summary

• Q3 2026 net income available to common shareholders rose 14.5% YoY to $12.2 million; 9M income increased 35.9% to $36.2 million.

• Results reflected higher net interest income, loan growth, and improved efficiency; the 9M net interest margin reached 4.15%.

Financial highlights

• Q3 net interest income rose 14.2% YoY to $23.0 million; 9M net interest income increased 24.8% to $68.2 million.

• Q3 basic and diluted EPS were $1.04 and $1.02; 9M basic and diluted EPS were $3.09 and $3.04.

• Q3 provision for credit losses was $1.0 million vs. $0.4 million YoY; 9M provision was $1.8 million vs. $1.9 million.

• Headline revenue was $39.6 million in Q3, up 6.1% YoY.

• Total assets reached $2.33 billion at September 30, 2026, up 3.7% from December 31, 2025.

Outlook and guidance

• Priorities for the remainder of 2026: customer service, credit quality, prudent liquidity management, and long-term shareholder value.

• Management cited strong capital, sound liquidity, and disciplined risk management as positioning strengths amid economic volatility.