Paymentus (PAY) Corporate presentation summary

Business overview

• Provides a unified bill presentment and payment platform integrating with ERP, digital banking, and customer systems to modernize user experiences and optimize payment operations.

• Serves over 2,500 businesses, including more than 25 Fortune 500 companies, across major verticals such as utilities, healthcare, insurance, telecom, and public sector.

• Platform is SaaS-based, multi-tenant, and built on a single code base, enabling rapid innovation, high configurability, and maximum uptime.

• Offers patented and proprietary solutions, including the Instant Payment Network™, for centralized, real-time bill payment experiences.

• Recognized as the industry's top electronic bill presentment and payment platform by Aite-Novarica.

Financial performance and scale

• Achieved $1.2B in revenue, $386M contribution profit, $321M adjusted gross profit, and $137M adjusted EBITDA in FY2025.

• Processed 724 million transactions in 2025, representing 4.3% of the U.S. bill payment market.

• Delivered 37% revenue growth, 24% contribution profit growth, 24% adjusted gross profit growth, and a 36% adjusted EBITDA margin in 2025.

• Free cash flow reached $125M in 2025, with consistent improvement since 2021.

• Rule of 40 performance reached 59 in 2025, reflecting strong growth and profitability.

Platform capabilities and technology

• Enables billers and partners to access a unified, highly configurable omni-channel platform with real-time payment posting and simplified reconciliation.

• Integrates with numerous ERP, billing, and customer information systems, supporting real-time connectivity with market leaders.

• Provides a broad range of payment methods and channels, including credit/debit cards, eCheck, PayPal, Venmo, Apple Pay, Google Pay, and cash at retailers.

• Features advanced workflow automation, AI-powered analytics, and robust security with triple layer redundancy and no single point of failure.

• Supports actionable insights, compliance with payment regulations, and rapid deployment of innovations without major system changes.