PensionBee Group (PBEE) Corporate presentation summary

Scale and market opportunity

• Sep 2026 group AUA £9bn, up 29% YoY; annual run-rate revenue £59m, up 26%; invested customers 337k, up 13%.

• Addressable UK and US DC market exceeds $30tn, spans over 100m consumers and includes 192.5m transferable accounts.

• US DC assets total $29tn; the UK DC market totals £1.5tn, with 16.5m active members.

• The model combines customer account consolidation, contributions, investment with global asset managers, withdrawals and retirement-planning tools.

UK growth and operating capabilities

• Invested customers grew from 260k in Sep 2024 to 336k in Sep 2026; Sep 2026 growth was 13% YoY.

• Illustrative trajectory targets 1m invested customers by 2034; average account balance exceeds £25k after five years for 2016–2025 joining cohorts.

• UK invested customers per staff member reached 1,798 in Sep 2026, up 16% YoY; productivity CAGR was 20% from Dec 2020.

• External AI assistant resolves over 60% of live-chat volume; customer service metrics include 92% of emails answered within 72 hours and a 4.6 Trustpilot rating.

• Senior leadership team members held c.40% of shares as at May 2026.

US expansion

• State Street partnership supports a localised US growth strategy, with consumer and business channels targeting individual rollovers and employer, advisor and recordkeeper flows.

• Automatic rollover opportunity estimated at $60bn annually: $55bn from terminated plans and $4.6bn from small-balance rollovers; voluntary rollovers form part of a $1tn annual market.

• 2025 intermediary relationships are generating repeat referrals; 75% of the recordkeeper market has been engaged, and first active B2B clients have been onboarded.