Plenti Group (PLT) Q2 2027 TU earnings summary

Executive summary

• Record Q2 2027 originations of AUD 613m, up 29% YoY and 14% QoQ; loan portfolio reached AUD 3.5bn, up 24% YoY and 7% QoQ.

• Originations exceeded AUD 600m for the first time, achieving the quarterly exit run-rate objective two quarters early; profitability and efficiency objectives remain on track.

Financial highlights

• Revenue was AUD 89.7m, up 18% YoY and 6% QoQ.

• Net interest margin on new originations was 5.3%, in line with Q1 2027; September market funding costs rose 40 bps, with pricing increases in September and October to pass through higher costs.

Outlook and guidance

• FY 2027 objectives remain a quarterly origination level of AUD 600m, meaningful Cash PBT growth and cost-to-net-margin below 55%; management remains on track.

• Focus remains on sustaining second-half momentum through profitable growth, disciplined risk appetite and strong business results.

• A fuller financial update, including first-half results, was scheduled for 25 November 2026.