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Plenti Group (PLT) investor relations material
Plenti Group Q3 2026 TU earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Achieved fifth consecutive record quarter with $480 million in loan originations, up 25% year-over-year and 1% sequentially, despite fewer business days in the quarter.
Loan portfolio reached $2.98 billion at December 2025, a 24% increase year-over-year and 5% above the prior quarter; surpassed $3 billion in January 2026, ahead of target.
All three lending verticals—automotive, renewable energy, and personal loans—delivered strong and consistent growth compared to both the prior year and prior quarter.
Financial highlights
Revenue for the quarter was $79.9 million, up 22% year-over-year, with a run-rate annual revenue of $320 million.
Annualised net credit losses improved to 91 basis points, down from 103 basis points year-over-year and 94 basis points sequentially.
90+ day arrears remained low at 41 basis points, down from 47 basis points year-over-year.
Outlook and guidance
FY26 objectives include maintaining strong loan portfolio growth, driving meaningful Cash NPAT growth in the second half, and achieving a cost to net margin below 57%.
Already achieved the $3 billion loan portfolio target for FY26 ahead of schedule.
- Cash NPAT up 260% to $5.5m, with strong loan growth, ABS deals, and robust credit quality.PLT
H1 202513 Jan 2026 - Statutory profit hit AUD 24.7m, Cash NPAT up 126%, and loan book grew 19% to AUD 2.5bn.PLT
H2 202523 Dec 2025 - Record loan and portfolio growth, strong credit, and robust funding drive profitability momentum.PLT
Q4 2025 TU28 Nov 2025 - Strong growth, strategic expansion, and all resolutions passed with high shareholder support.PLT
AGM 202523 Nov 2025 - Record profit and loan growth, with strong credit and efficiency gains and expanded funding.PLT
H1 202618 Nov 2025 - Record loan originations and portfolio growth fueled strong revenue and lower credit losses.PLT
Q1 2026 TU16 Nov 2025 - Record loan originations and profit growth accelerate progress toward a $3B portfolio.PLT
Q2 2026 TU21 Oct 2025 - Loan portfolio up 16% YoY, revenue up 32%, and record renewable energy loan growth.PLT
Q1 2025 TU13 Jun 2025
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