Qliro (QLIRO) Aktiedagarna 2026 summary

Strategic vision and ambitions

• Aims to become the EU leader in composable payments, starting in the Nordics and targeting local market leadership within 3–5 years.

• Focuses on delivering a world-leading experience for merchants and their customers.

• Emphasizes modular checkout, integrations, and a partner-driven approach to boost conversion and loyalty.

Financial performance and profitability

• Returned to profitability in Q1 2026, meeting previously set targets.

• Achieved 38% year-over-year TPV growth and 41% BNPL volume growth in Q1 2026.

• Net revenue growth accelerated to 19% in Q1 2026, up from 14% in Q4 2025.

• Credit losses reduced to 0.55% of TPV due to improved credit models.

SME and merchant growth

• SME segment contributed 19% to net revenue in Q1 2026, up from 8% last year.

• Onboarding lead times for merchants cut by over 50% through automation.

• Over 100 new merchants onboarded for the second consecutive quarter.

• SME TPV growth exceeded 50%, with income reaching new all-time highs.