Regional Management (RM) Proxy filing summary

Executive summary

• The 2026 Annual Meeting will be held virtually on May 14, 2026, with voting available online or by mail for shareholders of record as of April 2, 2026.

• Key proposals include electing nine directors, ratifying Deloitte & Touche LLP as auditor, re-approving the 2024 Long-Term Incentive Plan, and an advisory vote on executive compensation.

• The Board recommends voting FOR all proposals and highlights the importance of shareholder participation.

Voting matters and shareholder proposals

• Shareholders will vote on electing nine directors, ratifying the auditor, re-approving the 2024 Long-Term Incentive Plan, and approving executive compensation on an advisory basis.

• No other matters are expected, but proxies may be voted on additional business if it arises.

• Shareholder proposals for the 2027 meeting must be submitted by December 10, 2026, or between January 14 and February 13, 2027, for non-Rule 14a-8 items.

Board of directors and corporate governance

• The Board consists of nine directors with diverse backgrounds in finance, technology, governance, and risk management.

• All directors attended at least 75% of meetings in 2025; the Board held 17 meetings.

• Four standing committees: Audit, Human Resources and Compensation, Corporate Governance and Nominating, and Risk.

• Board and committee charters, diversity policy, and code of ethics are available on the company website.

• All directors are in compliance with stock ownership guidelines (5x annual cash retainer).