Riverview Bancorp (RVSB) Investor presentation summary

Leadership and experience

• Executive team averages 25 years of industry experience, with key leaders in place for stability and expertise.

• Leadership includes CEO/President, CFO, COO, Chief Credit Officer, Chief Retail and Digital Engagement Officer, and Chief Lending Officer.

Market position and strategy

• Operates in Southwest Washington and Northwest Oregon, benefiting from population growth and diverse economic drivers.

• Maintains a balanced urban and rural presence, serving both commercial and community banking needs.

• Strategic plan focuses on optimizing the balance sheet, investing in people and technology, and enhancing shareholder value.

Financial performance and balance sheet

• Net income for Q1 2026 was $1.7 million, with net interest income rising to $11.4 million and NIM at 3.34%.

• Total loans held steady at $1.09 billion, and deposits increased to $1.26 billion.

• Strategic balance sheet optimization included reclassifying securities and reinvesting in higher-yielding assets, with an expected earn-back of less than 3.5 years.