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Riverview Bancorp
Riverview Bancorp (RVSB) investor relations material
Riverview Bancorp Q4 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q4 2026 earnings summary28 Apr, 2026
Executive summary
Fiscal Q4 2026 net interest income rose to $10.2M from $9.2M year-over-year, with net interest margin at 2.92% versus 2.65% last year.
Strategic balance sheet optimization led to a reported net loss of $8.0M for Q4, but net income excluding this was $656K ($0.03 per share).
For fiscal 2026, net income excluding optimization was $4.4M ($0.21 per share), while reported net loss was $4.3M.
Loan and deposit growth continued, with strong commercial and business banking momentum.
Financial highlights
Net interest income for fiscal 2026 increased to $40.3M from $36.3M in fiscal 2025.
Net interest margin for the year was 2.86%, up from 2.54% in the prior year.
Non-interest income (excluding optimization) was $3.3M for Q4 and $14.1M for the year.
Non-interest expense for Q4 was $11.5M, up slightly year-over-year; full year expense was $47.7M.
Tangible book value per share at March 31, 2026, was $5.76.
Outlook and guidance
Strategic optimization expected to add 25 bps to net interest margin and $0.13 to EPS annually once fully realized.
Loan pipeline remains strong, with commercial and industrial lending and business banking gaining traction.
Digital banking initiatives and treasury management platforms are expanding.
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Latest events from Riverview Bancorp
- Net income and margins rise, asset quality remains strong, and community impact grows.RVSB
Investor presentation13 Apr 2026 - Q3 2026 net income up, NIM expands, loan growth strong, and capital position remains solid.RVSBQ3 202613 Feb 2026
- Virtual annual meeting to elect directors and approve executive pay, with strong governance focus.RVSBProxy Filing2 Dec 2025
- Shareholders will vote on director elections and executive pay, with a focus on governance and diversity.RVSBProxy Filing2 Dec 2025
- Virtual annual meeting to elect directors and vote on executive pay, with board support.RVSBProxy Filing2 Dec 2025
- Virtual annual meeting to vote on director elections and executive compensation approval.RVSBProxy Filing2 Dec 2025
- Directors were elected, executive pay approved, and strong financial growth and strategy outlined.RVSBAGM 202523 Nov 2025
- Net income fell to $1.1M on higher expenses, but loan growth and asset quality stayed strong.RVSBQ2 20267 Nov 2025
- Net income rose 26.8% year-over-year, with higher margins and strong asset quality.RVSBQ1 20268 Aug 2025
Next Riverview Bancorp earnings date
Q1 202727 Jul, 2026
Riverview Bancorp
Next Riverview Bancorp earnings date
Q1 202727 Jul, 2026
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