Robinhood Markets (HOOD) Citizens JMP Technology Conference 2026 summary

Customer behavior and engagement

• Customers remain healthy and engaged, acting similarly to institutional investors by reassessing portfolios and leaning into volatility, with net deposits over $5.5 billion in February and $10 billion year-to-date.

• Equities and options trading volumes increased year-over-year in February, while crypto trading rose month-over-month.

• Customers are rotating into favored long-term tech and consumer names, using volatility to dollar-cost average or add to positions.

Growth strategy and product roadmap

• 2026 is positioned as an acceleration year, not a digestion period, with a focus on increasing product velocity and maintaining a 20%+ annualized net deposit growth target.

• Product expansion in brokerage, crypto, and money continues, with profitable growth as a guiding principle.

• Seeds planted in previous years are now yielding results, with $68 billion in net deposits at a 35% annualized growth rate last year.

Prediction markets and institutional expansion

• Prediction markets are seen as the start of a supercycle, with ambitions to expand beyond sports into broader real-time information categories.

• Integration with brokerage and crypto products is underway, and the Rothera JV aims to vertically integrate and globalize prediction markets.

• Institutional expansion is driven by acquisitions like Bitstamp and TradePMR, with a focus on design, low cost, and unified asset management.