Robot Payment (4374) Q4 2025 earnings summary

Executive summary

• Achieved record-high revenue of ¥3,256 million (+17.9% YoY) and operating profit of ¥774 million (+61.4% YoY), with all products and both Payment and Financial Cloud segments contributing to growth and surpassing revised forecasts.

• Net income increased 69.0% year-over-year to ¥542 million, marking an all-time high.

• Growth was driven by strong recurring revenue, increased customer acquisition, higher transaction volumes, and effective cost management.

Financial highlights

• Full-year revenue grew 17.9% YoY to ¥3,256 million; operating profit rose 61.4% to ¥774 million; net income increased 69.0% to ¥542 million.

• Gross margin improved, with operating margin at 23.8% and net margin at 16.7%.

• Recurring revenue ratio remains high, churn rate is low at 0.51%.

• Free cash flow remained positive for the third consecutive year.

• Cash and equivalents at year-end: ¥5,724 million, up ¥1,840 million from prior year.

Outlook and guidance

• FY2026 guidance projects revenue of ¥3,683 million (+13.1% YoY), operating profit of ¥851 million (+9.9% YoY), and net income of ¥587 million (+8.3% YoY).

• Dividend per share is expected to increase to ¥31, with a payout ratio of 19.5%.

• Strategic investments will focus on expanding business lines, launching new services including overseas remittance and RBF, and increasing ARPU.

• Ongoing commitment to shareholder returns through increased dividends and potential share buybacks.