Shizuoka Financial Group (5831) Q4 2026 earnings summary

Executive summary

• Ordinary income rose 28.5% year-over-year to ¥438.5 billion, driven by higher interest income and gains on securities sales.

• Ordinary profit increased 27.7% to ¥130.3 billion, and profit attributable to owners of parent grew 21.2% to ¥90.5 billion.

• Segment profit from banking operations surged, while leasing operations saw a slight decline.

Financial highlights

• Total assets reached ¥16,016.0 billion, up ¥301.1 billion from the prior year, mainly due to increased loans.

• Net assets rose to ¥1,231.9 billion, reflecting higher retained earnings.

• Loans and bills discounted increased by ¥520.8 billion to ¥11,255.9 billion; deposits rose by ¥492.6 billion to ¥12,612.3 billion.

• Securities holdings decreased by ¥257.3 billion to ¥3,067.1 billion.

• Cash and cash equivalents at year-end were ¥755.9 billion, down ¥123.2 billion year-over-year.

Outlook and guidance

• FY2027 forecast: ordinary profit of ¥152.0 billion (+16.7% YoY), profit attributable to owners of parent ¥105.0 billion (+16.1% YoY), and basic EPS of ¥196.94.

• Dividend forecast for FY2027 is ¥98.00 per share, up from ¥80.00 in FY2026.