)
Visual24 Oct 2025
The rise of Alphabet
Shizuoka Financial Group (5831) investor relations material
Shizuoka Financial Group Q1 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q1 2026 earnings summary7 Aug, 2025
Executive summary
Consolidated net income rose JPY 1.6bn YoY to JPY 22.6bn, driven by higher net interest income and gross operating profit, with progress rates of 27.9% for net income and 26.4% for ordinary profit toward full-year targets.
Ordinary income rose 8.2% YoY to JPY 91.8bn for the three months ended June 30, 2025, driven by higher interest income and loan growth.
Ordinary profit increased 7.2% YoY to JPY 31.1bn, with profit attributable to owners of parent up 7.7% to JPY 22.6bn.
Gross operating profit increased for the third consecutive year, up JPY 5.1bn YoY to JPY 54.2bn, mainly from Shizuoka Bank's nonconsolidated results.
The economic environment showed moderate recovery, though uncertainties remain due to external factors and weak consumer sentiment.
Financial highlights
Net operating profit reached JPY 27.8bn, up JPY 3.8bn YoY, as gross operating profit growth outpaced a JPY 1.3bn rise in expenses.
Net interest income (nonconsolidated) rose JPY 5.5bn YoY to JPY 42.4bn, supported by higher domestic loan interest from rising JPY rates.
Credit-related costs increased to JPY 1.7bn, in line with expectations and up from a net reversal the previous year.
Net gains on equity securities were JPY 4.4bn, up JPY 0.9bn YoY.
Basic earnings per share for the quarter were JPY 41.66, up from JPY 38.15 a year earlier.
Outlook and guidance
FY2025 full-year forecasts: ordinary profit JPY 118.0bn, net income JPY 81.0bn, with 1Q progress rates of 26.4% and 27.9% respectively.
Full-year ordinary profit forecast is JPY 81.0bn, with profit attributable to owners of parent projected at JPY 118.0bn and EPS of JPY 149.35.
ROE targets: 7.0% (net assets), 8.0% (shareholder equity) for FY2025; 1Q actuals at 7.7% and 9.1% respectively.
Annual dividend forecast raised to JPY 72.00 per share.
No changes to the previously announced FY2025 earnings forecast.
Drivers of credit cost increase this quarter?
What drove the improved interest rate spread?
What caused the AFS securities gain swing?
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next Shizuoka Financial Group earnings date
Q2 20267 Nov, 2025
Next Shizuoka Financial Group earnings date
Q2 20267 Nov, 2025
The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
Shizuoka Financial Group, Inc. is a Japanese financial services company primarily engaged in banking and related operations. Through its core subsidiary, Shizuoka Bank, the company provides a range of financial products and services, including deposit accounts, loans, asset management, and investment banking, catering to individual and corporate customers. The company is headquartered in Shizuoka, Japan, and its shares are listed on the Tokyo Stock Exchange.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage