SM Investments (SM) Investor presentation summary

Vision and mission

• Aims to build a sustainable business ecosystem driving responsible development in communities served.

• Focuses on entrepreneurship, integrity, teamwork, and leadership.

• Commits to high service standards, employee welfare, sustainable returns, and strong governance.

Business overview and strategy

• Operates market-leading businesses in retail, banking, and property, with investments in high-growth sectors.

• Three largest companies comprise ~28% of the Philippine Index by value.

• Leverages group synergies, strong brand, and access to capital for expansion.

• Prioritizes sustainability, disaster resilience, and prudent financial management.

Leadership and governance

• Board led by majority independent directors, including former BSP Governor as Chairman.

• Strong governance principles ensure fairness, transparency, and minority rights protection.