SM Investments (SM) Investor presentation summary

Vision and mission

• Aims to build a sustainable business ecosystem driving responsible development in communities served.

• Focuses on entrepreneurship, integrity, teamwork, and leadership, with high standards of governance and environmental stewardship.

Business overview and strategy

• Operates market-leading businesses in retail, banking, and property, with significant portfolio investments in high-growth sectors.

• Leverages strong brand, group synergies, and access to capital to enable business growth and partnerships.

• Prioritizes sustainability, disaster resilience, and prudent financial management.

Leadership and governance

• Board led by independent chairman Amando M. Tetangco, Jr., with a majority of independent directors and one-third women.

• Strong governance principles ensure fairness, transparency, and protection of minority partners.