SmartFinancial (SMBK) Proxy filing summary

Executive summary

• Annual meeting scheduled for May 21, 2026, at the SmartBank Office in Knoxville, TN.

• Shareholders are invited to vote on key proposals, including director elections, auditor ratification, and executive compensation.

Voting matters and shareholder proposals

• Election of ten directors is up for shareholder approval, with all nominees recommended by the board.

• Ratification of Elliott Davis, PLLC as independent auditors for the fiscal year ending December 31, 2026.

• Advisory vote on executive compensation for named executive officers.

• Provision to consider other business that may arise at the meeting or any adjournment.

Board of directors and corporate governance

• Ten director nominees are listed for election, including both new and returning members.