Standard Chartered (STAN) Investor presentation summary

Macro trends and market opportunities

• Asia, Africa, and the Middle East are projected to contribute about 60% of global revenue pool growth, with private wealth in these regions surpassing the US and Europe by 2017.

• SMEs are major employers, and Asia-Pacific now has more high net worth individuals than any other region.

• Rapid digital adoption is evident, with significant increases in internet and social media users.

Financial performance and portfolio quality

• Income and profit have shown resilience, with a 9% CAGR in income and 27% CAGR in operating profit from 2009 to 2012.

• H1 2013 saw a 7% YoY income growth and 14% growth in operating profit before impairment, despite increased loan impairment costs.

• 72% of the portfolio is secured, and 72% is concentrated in markets with less than 1% loss rates.

Strategic focus and resource allocation

• Strategic focus is on high value segments, digital banking, and priority markets, with resource allocation favoring markets with higher returns and growth potential.

• Efforts are underway to restore profitability in Korea and reshape or review underperforming markets.

• Productivity improvements include automation, digital migration, and branch network optimization.