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Standard Chartered (STAN) investor relations material
Standard Chartered JPMorgan UK Leaders Conference summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.JPMorgan UK Leaders Conference summary19 Nov, 2025
Business performance and strategic drivers
Wealth management growth is driven by secular trends like the expanding Asian middle class and increasing investor sophistication, with Hong Kong and Singapore as key hubs.
Net new money in wealth management reached $15B in Q2 and $13B in Q3, with flows shifting between deposits and wealth solutions depending on market conditions.
Focus on affluent clients ($1M–$10M) yields lower acquisition costs, higher loyalty, and strong portfolio growth.
Market share gains are achieved from both global and local competitors, especially during volatile periods, with a haven effect for international clients.
Targeting $200B in affluent net new money over five years, with $1.5B investment in wealth management, half allocated to hiring relationship managers and a quarter to technology.
Network and cross-border banking
Unique network presence across ASEAN, Africa, and commodities-led regions provides a competitive edge, with intra-Asia corridors (India, Middle East, China to ASEAN) as key growth areas.
Cross-border income has grown at a 9% CAGR since 2019, outpacing peers due to steadfast network focus and ability to serve large corporates amid supply chain volatility.
Q3 banking business achieved a record $600M as clients resumed strategic projects post-volatility.
Markets and risk management
Markets business is 70% risk management for corporates and financial institutions, growing at 10% per annum in flow business, with episodic business adding upside during volatility.
Integration of banking and markets businesses creates a multiplier effect, supporting consistent growth.
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Next Standard Chartered earnings date
Q4 202524 Feb, 2026
Next Standard Chartered earnings date
Q4 202524 Feb, 2026
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Frequently asked questions
A Historic Banking Institution
Standard Chartered PLC, often simply referred to as Standard Chartered, is a multinational banking and financial services company that has built a reputation as a bridge between the East and the West. Established in 1969 through a merger of two banks — The Standard Bank of British South Africa and the Chartered Bank of India, Australia, and China — Standard Chartered has grown to become a prominent figure in the world of international banking. It offers a wide range of products and services in both retail and corporate banking, and operates in more than 70 countries, with a significant presence in Asia, Africa, and the Middle East.
British HQ, Global Business
With its predecessor banks founded in the mid-19th century, Standard Chartered carries with it a rich lineage and historical traditions. The Chartered Bank of India, Australia, and China were established by Royal Charter from Queen Victoria in 1853, while The Standard Bank of British South Africa was founded by a group of businessmen led by John Paterson in 1862. Although the company's headquarters is located in London, the company does not offer retail banking in the UK and most of the company’s profit is generated outside of the British Isles. Some of their main competitors include other international banks such as HSBC, Barclays, and NatWest.
The Offerings
Standard Chartered, like many large banks, has a diversified business model, serving both individual customers and businesses across a variety of sectors. From basic savings accounts, loans, and credit cards for individuals to trade financing, treasury operations, and investment banking for corporations and governments, the bank's portfolio and vast experience enable it to navigate through the complexities of the global financial markets. As such, Standard Chartered holds a strong position in supporting global economic activities, particularly between Asia, Africa, and the Middle East.
Adapting to Digital Banking
As customer preferences continue to shift towards digital banking, Standard Chartered has been proactive in embracing technology to provide a seamless banking experience. The bank has invested in developing robust online and mobile banking platforms, offering an array of digital services like instant payments, real-time tracking, and personalized insights. Standard Chartered has also been exploring the potential of blockchain technology for trade finance and digital currencies in recent years.
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