Sundaram Finance (SUNDARMFIN) Q1 25/26 earnings summary

Executive summary

• Assets under management (AUM) grew 17% year-over-year to ₹53,278 crore as of June 30, 2025, despite sluggish industry sales in key segments.

• Profit after tax rose 39% year-over-year to ₹429 crore in Q1FY26, driven by AUM growth, improved yields, and higher dividend income.

• Unaudited standalone and consolidated financial results for the quarter ended 30 June 2025 were approved by the Board and reviewed by joint statutory auditors, with no material misstatements identified.

Financial highlights

• Standalone total income for Q1 FY26 was ₹1,886.09 crore, up from ₹1,476.28 crore in Q1 FY25.

• Standalone PAT for Q1 FY26 was ₹428.72 crore, up from ₹307.65 crore in Q1 FY25.

• Consolidated total income for Q1 FY26 was ₹2,353.10 crore, up from ₹1,959.65 crore in Q1 FY25.

• Disbursements for Q1FY26 were ₹7,310 crore, up 6% from Q1FY25.

• Cost-to-income ratio improved to 29.84% in Q1FY26 from 32.90% in Q1FY25.

Outlook and guidance

• Management continues to focus on optimizing asset class and customer segment mix to sustain margins.

• Prudent cost and risk management remain priorities amid industry-wide asset quality pressures.

• Continued focus on asset quality and capital adequacy is evident.