Sundaram Finance (SUNDARMFIN) Q4 24/25 earnings summary

Executive summary

• Achieved 17% year-over-year growth in assets under management (AUM) to ₹51,476 crore as of March 31, 2025.

• Net profit rose 6% to ₹1,543 crore for FY25, with a 16% increase after excluding exceptional items from FY24.

• Audited standalone and consolidated financial results for the year ended 31st March 2025 were approved and released, with unmodified audit opinions from statutory auditors.

• Disbursements for FY25 grew 9% to ₹28,405 crore, with Q4FY25 disbursements up 11% year-over-year.

• Final dividend of 210% declared, total dividend for FY25 at 350%.

Financial highlights

• Net interest income increased 22% to ₹2,793 crore in FY25.

• Standalone revenue from operations for FY25 was ₹6,520.44 crore, up from ₹5,479.94 crore year-over-year.

• Standalone PAT for FY25 was ₹1,542.65 crore, compared to ₹1,454.01 crore in FY24.

• Consolidated revenue from operations for FY25 was ₹8,485.63 crore, up from ₹7,267.12 crore year-over-year.

• Consolidated PAT for FY25 was ₹1,879.44 crore, compared to ₹1,842.36 crore in FY24.

Outlook and guidance

• Focus on optimizing asset and customer segment mix to sustain margins.

• Continued emphasis on prudent cost management and maintaining high asset quality.

• The Board recommended a final dividend, subject to shareholder approval, with payment scheduled after the AGM in July 2025.