Taiwan Business Bank (2834) Q3 2025 earnings summary

Executive summary

• Consolidated financial statements reviewed for the nine months ended September 30, 2025 and 2024, with no material misstatements identified by independent auditors.

• The bank operates across banking, securities, trust, insurance agency, and other segments, with a focus on small and medium-sized business financing.

Financial highlights

• Total assets reached NT$2,460.4 billion as of September 30, 2025, up from NT$2,320.4 billion a year earlier.

• Net income for the nine months ended September 30, 2025 was NT$9,785.9 million, up from NT$8,866.9 million year-over-year.

• Net interest revenue for the nine months was NT$15,097.2 million, a 6% increase year-over-year.

• Basic earnings per share for the nine months was NT$1.01, compared to NT$0.91 for the same period last year.

• Return on assets after tax was 0.49%, and return on equity after tax was 7.13% for the nine months ended September 30, 2025.

Outlook and guidance

• The bank is preparing for the adoption of new IFRS standards, including IFRS 18, with full implementation expected by 2028.

• Management continues to monitor the impact of global minimum top-up tax and other regulatory changes.