Taiwan Business Bank (2834) Q4 2025 earnings summary

Executive summary

• Consolidated financial statements for the years ended December 31, 2025 and 2024 were audited by KPMG, with an unmodified opinion issued, confirming fair presentation in accordance with local regulations and IFRS.

• The group operates primarily in banking, with additional activities in trust, securities, and international banking, serving mainly small and medium-sized businesses.

• As of December 31, 2025, the group had 124 domestic branches, 8 overseas branches, and 5,870 employees.

Financial highlights

• Total assets increased to NT$2,509,012,785 thousand at year-end 2025, up from NT$2,374,756,050 thousand in 2024.

• Net income for 2025 was NT$12,231,819 thousand, up 8.9% from NT$11,236,701 thousand in 2024.

• Net interest revenue rose to NT$20,605,925 thousand in 2025, a 7.8% increase year-over-year.

• Earnings per share for 2025 were NT$1.26 basic and NT$1.25 diluted, compared to NT$1.16 and NT$1.15 in 2024.

• Total equity attributable to owners increased to NT$146,912,706 thousand from NT$131,433,782 thousand.

Outlook and guidance

• Adoption of new IFRS standards is not expected to have a significant impact; IFRS 18 will be adopted in 2028.

• Management continues to focus on risk management, capital adequacy, and compliance with evolving regulatory standards.