The Shiga Bank (8366) Q2 2025 earnings summary

Executive summary

• Ordinary income rose 2.9% year-over-year to ¥60,493 million for the six months ended September 30, 2024.

• Ordinary profit declined 35.7% year-over-year to ¥11,625 million, and profit attributable to owners of parent fell 30.1% to ¥8,748 million.

• Comprehensive income turned negative at ¥(15,090) million, compared to ¥19,359 million in the prior year period.

Financial highlights

• Total assets decreased to ¥7,569,806 million from ¥7,970,551 million as of March 31, 2024.

• Net assets declined to ¥473,934 million from ¥490,887 million at the previous fiscal year-end.

• Basic earnings per share dropped to ¥186.41 from ¥263.65 year-over-year.

• Dividend for the second quarter-end was ¥45.00 per share, with a full-year forecast of ¥90.00 per share.

Outlook and guidance

• Full-year ordinary profit forecast is ¥23,000 million (down 4.0% year-over-year), and profit attributable to owners of parent is projected at ¥16,000 million (up 0.4%).

• Basic earnings per share for the full year is forecast at ¥340.91.