The Shiga Bank (8366) Q3 2026 earnings summary

Executive summary

• Ordinary income for the nine months ended December 31, 2025, rose 29.5% year-over-year to ¥119,284 million.

• Ordinary profit increased 51.5% year-over-year to ¥23,371 million, and profit attributable to owners of parent grew 7.1% to ¥17,020 million.

• Comprehensive income surged to ¥56,568 million from a loss of ¥9,638 million in the prior year period.

Financial highlights

• Basic earnings per share for the nine months was ¥368.64, up from ¥338.71 year-over-year.

• Total assets increased to ¥7,625,949 million as of December 31, 2025, from ¥7,528,217 million at March 31, 2025.

• Net assets rose to ¥497,471 million from ¥444,811 million at the previous fiscal year-end.

• Equity-to-asset ratio improved to 6.5% from 5.9% at March 31, 2025.

• Ordinary income and profit both showed strong double-digit growth year-over-year.

Outlook and guidance

• Full-year ordinary profit forecast is ¥28,300 million, up 49.3% year-over-year.

• Profit attributable to owners of parent is projected at ¥20,000 million, a 6.8% increase year-over-year.

• Basic earnings per share for the full year is forecast at ¥432.17.

• Annual dividend forecast is ¥130.00 per share, up from ¥90.00 in the previous year.