TISCO Financial Group Public Company (TISCO) Q1 2025 earnings summary

Executive summary

• Interim financial statements for the three months ended 31 March 2025 were reviewed with no material misstatements found, in accordance with Thai Accounting Standard 34 and Bank of Thailand regulations.

Financial highlights

• Net profit for the period was THB 1,643 million, down from THB 1,733 million year-over-year.

• Total operating income was THB 4,680 million, nearly flat compared to THB 4,703 million in the prior year.

• Net interest income was THB 3,328 million, slightly down from THB 3,395 million year-over-year.

• Net fee and service income was THB 1,176 million, marginally up from THB 1,168 million year-over-year.

• Earnings per share for the period were THB 2.05, compared to THB 2.16 in the prior year.

Outlook and guidance

• The company’s capital adequacy ratios remain well above regulatory requirements, supporting ongoing business stability and growth.

• Dividend payment of THB 7.75 per share for 2024 was approved, with the remaining THB 5.75 per share to be paid in May 2025.